Chief Minister Maryam Nawaz has officially launched Phase 5 of this interest-free housing loan scheme in Punjab.
✅ Key Highlights
- Balloting results for Phase 5 are live
- Interest-free loan up to ₨15 lakh
- For low- and middle-income families in Punjab
- Online name check and registration available
🔍 ✅ Find Your Name in the Phase 5 Successful Applicants List
- Visit: Balloting Results
- Enter your 13-digit CNIC
- Click Search
- See if you’re in the successful applicants list
📑 Scheme Summary
| Feature | Details |
| Loan Amount | Up to ₨15 lakh |
| Interest Rate | 0% (interest-free) |
| Eligibility | Punjab residents with low/middle income |
| Repayment | Flexible terms |
📝 How to Apply Online (New Applicants)
- Visit: acag.punjab.gov.pk
- Click “Apply for Loan”
- Fill out the form with:
- Name (as per CNIC)
- CNIC number
- Active mobile number
- Address and income details
- Name (as per CNIC)
- Upload Documents:
- CNIC (front and back)
- Income proof (salary/pension slip, etc.)
- Utility bill (electricity, gas, etc.)
- Punjab Domicile
- CNIC (front and back)
- Review and submit the application
📩 You’ll get a confirmation SMS once submitted.
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📑 Eligibility Criteria
- Resident of Punjab
- Must not own a home already
- Valid CNIC
- Income within eligible range
- No major loan defaults
🛠️ Documents Required
- CNIC (valid)
- Proof of income
- Punjab domicile
- Utility bill for address verification
📞 Need Help?
- Helpline: 0800-09100
- 📍 Visit the closest Deputy Commissioner or PHATA office for assistance.
📢 Stay Updated On:
- Balloting results
- Loan approval
- Disbursement status
💡 Keep checking your SMS and the official site
✨ Final Thoughts
This scheme is a huge opportunity for deserving families to own a home without interest. Whether you’re checking Phase 5 results or applying for the first time, now’s the perfect time to act.
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🏠 “Dream big. 🗝️ “Make your dream of home ownership a reality.” – CM Punjab Maryam Nawaz
If you want help filling out the form or checking your name, just let me know — I can walk you through it!